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Start Fresh Utah is federally recognized as a debt relief agency. Copyright 2015

What our customers think of us:

Lower Your Monthly Loan Payments

Loan modifications are designed to help you reduce your monthly home loan payments and avoid foreclosure. Following are some of the benefits that we offer:

  • Navigate complicated loan modification programs
  • Loan restructuring, short sale, and bankruptcy options available
  • We will intervene on your behalf to stop bank and creditor harassment
  • We enforce bank compliance
  • We deal with banks so you don't have to
  • We've helped hundreds of Utah home owners




Ryan at Start Fresh is the best attorney ever.  My Case was a long and difficult one with the Start Fresh staff never stopping until it was concluded.

Paul D.


Start Fresh Utah has changed my life. They did such a wonderful job with my case. My husband and I are very thankful that they came into our lives at the perfect time and helped us out.

Connie G.


Ryan and the Start Fresh Utah staff have helped my wife and I greatly! My case was very complicated. I felt hopeless! They've worked hard to save our financial future and to help set us on a the right track.

Jeff K.


FREE Loan Modification Help

We Can Help

If you're like most homeowners you need help fast. With all of the loan modification options available, it can be a difficult and time consuming process to determine which best fits your situation. At Start Fresh Utah we do all the difficult work.

We'll protect your home from foreclosure by contacting your lenders and making them stop any foreclosure process. Additionally, we will approach the larger issue by helping reduce your monthly home payments.  

We've helped hundreds of Utah residents, just like yourself, reduce their monthly mortgage payments and avoid foreclosure.

We can assist with stopping foreclosures, repossessions, abusive auto loans, short sales, student debt, credit card debt, medical debt, enforcing bank loan modification review process -even for prior turn downs, and much more.

Contact us today, and let us help you make your home loan payments more affordable!



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